https://paishaala.in Money, made simple. Paishaala breaks down saving, loans, credit scores and UPI for everyday India — clear, practical guides with no jargon. Fri, 10 Jul 2026 09:28:55 GMT inblog Thu, 10 Sep 2026 02:34:50 GMT https://image.inblog.dev?url=https%3A%2F%2Fsource.inblog.dev%2Fog_image%2F2026-07-10T10%3A48%3A29.713Z-44ce7fca-ecbd-428c-8f9c-ba155af3e635 https://paishaala.in https://paishaala.in/neft-imps-rtgs-explained NEFT, IMPS and RTGS explained simply — which bank transfer method to use, their speed, limits, and when to pick each. Thu, 10 Sep 2026 02:32:07 GMT https://paishaala.in/neft-imps-rtgs-explained Banking & UPI Riya Sharma https://paishaala.in/what-is-a-fixed-deposit Fixed deposits explained simply for beginners — how an FD works, the interest, DICGC safety, tax, and when it makes sense. Tue, 08 Sep 2026 01:01:59 GMT https://paishaala.in/what-is-a-fixed-deposit Saving & Budgeting Riya Sharma https://paishaala.in/what-is-tds TDS explained simply for beginners in India — what Tax Deducted at Source means, where it applies, Form 16 and 26AS, and how to claim a refund. Wed, 02 Sep 2026 23:21:11 GMT https://paishaala.in/what-is-tds Taxes Riya Sharma https://paishaala.in/common-cibil-score-myths Think checking your own score lowers it, or that CIBIL is the only bureau? These are the most common credit score myths in India — and the real facts. Tue, 01 Sep 2026 01:37:24 GMT https://paishaala.in/common-cibil-score-myths Credit & CIBIL Riya Sharma https://paishaala.in/secured-vs-unsecured-loans Secured vs unsecured loans in India explained simply — what collateral means, how the rates and risks differ, and which loan type to choose. 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Tue, 18 Aug 2026 01:35:01 GMT https://paishaala.in/savings-account-or-current-account Banking & UPI Riya Sharma https://paishaala.in/how-is-emi-calculated Learn how your loan EMI is calculated — the formula, a step-by-step example, and what changes your monthly payment. Written simply for Indian borrowers. Thu, 13 Aug 2026 02:01:19 GMT https://paishaala.in/how-is-emi-calculated Loans & EMI Riya Sharma https://paishaala.in/how-to-make-monthly-budget-low-income A step-by-step guide to making a monthly budget on a low income in India — how to plan income, cut costs, save first, and handle irregular earnings. Tue, 11 Aug 2026 07:50:49 GMT https://paishaala.in/how-to-make-monthly-budget-low-income Saving & Budgeting Riya Sharma https://paishaala.in/what-is-kyc What is KYC in India? A plain-language guide to Know Your Customer — why banks ask, accepted documents, eKYC and Video KYC, and how to spot KYC scams. 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